AFP Service Codes Accredited Provider Program

To help companies identify banks that have demonstrated a commitment to meeting their relationship management needs, AFP has developed the AFP Service Codes Accredited Provider Program. The AFP Service Codes Accredited Provider Program is designed to increase standardization in reporting bank compensation by recognizing banks that are using the AFP Service Codes© consistently with the standard.

• Enhance the understanding of account analysis statements
• Simplify and automate routine but necessary processes so treasury professionals can devote more time to effectively managing cash positions
• Improve the visibility of fees to ensure accuracy and adequate control over bank spending
• Facilitate comparison of prices and total spending on cash management services across multiple bank relationships
• Enable resource-constrained treasury staff to produce actionable analyses in minimal time
• Achieve better leverage of bank compensation to ensure access to credit and critical cash and treasury management services at competitive prices

The following banks have submitted their use of the AFP Service Codes to AFP for review and demonstrated their compliance with the standard. The accreditation is valid through the date indicated.

First Horizon National Corporation

The 12,000 employees of First Horizon National Corp. provide financial services to individual and business customers through hundreds of offices located in more than 40 states. The corporation's three major brands -- FTN Financial, First Horizon and First Tennessee - provide customers with a broad range of products and services including capital markets, with one of the nation's top underwriters of U.S. government agency securities; mortgage banking, with one of the nation's top 15 mortgage originators and servicers, which earned a top-10 ranking in customer satisfaction from J.D. Power and Associates; and retail/commercial banking, with the largest market share in Tennessee and one of the highest customer retention rates of any bank in the country. FHN companies have been recognized as some of the nation's best employers by AARP, Working Mother, Business Week and Fortune magazines. FHN also was named one of the nation's 100 best corporate citizens by Business Ethics magazine. More information can be found at www.FirstHorizon.com.

Union Bank of California

San Francisco-based UnionBanCal Corporation (UB:NYSE) is a bank holding company. Its primary subsidiary is Union Bank of California, N.A., one of the 25 largest commercial banks in the country, based on assets at June 30, 2008. We provide a comprehensive array of personal and commercial financial products and services to individuals, businesses and government agencies, and are differentiated from our competitors by providing personalized, high-quality and responsive service. At June 30, 2008, we had approximately 9,601 full-time equivalent employees and 339 full-service domestic branches. Additionally, we had 2 international facilities. The company's Web site is located at www.uboc.com.